Chili Cheese Fries Loaded

Featured in: Family Table Favorites

Golden French fries are cooked until crisp and topped with a hearty beef chili cooked with spices, tomatoes, and kidney beans. Melted cheddar cheese adds a rich creaminess, complemented by fresh spring onions and optional herbs. Baked until bubbly, this dish delivers a satisfying blend of textures and bold flavors, perfect as a snack or side. Variations include plant-based mince for a vegetarian twist and alternative cheeses for different flavor notes.

Updated on Tue, 13 Jan 2026 13:30:00 GMT
Golden, crispy Chili Cheese Fries topped with melted cheddar, a comforting American classic for game night. Save
Golden, crispy Chili Cheese Fries topped with melted cheddar, a comforting American classic for game night. | dailyisli.com

Some winter evenings just call for food that hugs you back, and these loaded chili cheese fries became my go-to comfort during late-night study sessions in college. My roommate and I would make massive batches, huddled over the stove while snow piled up outside windows. The smell of simmering chili would draw friends from down the hall, somehow always appearing right as the cheese started bubbling.

I learned the hard way that patience with the chili makes all the difference. One particularly hungry night, I rushed the simmering step and ended up with watery, disappointing sauce that refused to cling to the fries. Now I let it bubble away until it coats the back of a wooden spoon thick and rich, exactly how it should be.

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Ingredients

  • Olive oil: Creates the foundation for building deep, savory flavor in your chili base
  • Onion and garlic: Finely chopped so they melt into the chili without distracting texture
  • Ground beef: Provides hearty substance and rich taste that stands up to bold spices
  • Tomato paste: Concentrated tomato flavor that deepens the sauce beautifully
  • Cumin and chili powder: The backbone spices that give chili its unmistakable warmth
  • Smoked paprika: Adds subtle smokiness that mimics hours of slow cooking
  • Cayenne pepper: Optional heat level that you can adjust to your comfort zone
  • Canned chopped tomatoes: Convenient base that still delivers fresh tomato flavor
  • Kidney beans: Creamy texture and mild flavor that balance the beef perfectly
  • Frozen French fries: Timesaving shortcut that still delivers satisfying crunch when cooked right
  • Cheddar cheese: Sharp flavor that cuts through the rich chili and ties everything together
  • Spring onions and cilantro: Fresh finish that brightens all that heavy comfort food

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Instructions

Build your chili foundation:
Heat olive oil in a medium saucepan until it shimmers, then add chopped onion and let it soften until translucent, about 3 to 4 minutes. Stir in minced garlic and cook just until fragrant, maybe 30 seconds, being careful not to let it brown.
Brown the beef:
Add ground beef to the pan, breaking it up with a wooden spoon as it cooks, until no pink remains and it has developed nice crispy edges, approximately 5 minutes. The browning adds essential depth to the final flavor.
Wake up the spices:
Sprinkle in tomato paste, cumin, chili powder, smoked paprika, and cayenne if you like heat, stirring constantly for about 1 minute until the spices become fragrant and the tomato paste darkens slightly.
Simmer to perfection:
Pour in canned tomatoes and add drained kidney beans, season with salt and pepper, then bring everything to a bubble before reducing heat. Let it simmer uncovered for 20 to 25 minutes, stirring occasionally, until the chili thickens enough to coat a spoon.
Crisp the fries:
While the chili bubbles away, prepare your French fries according to package directions, whether baking or frying, until they are golden and crisp with no soft spots remaining.
Assemble and melt:
Preheat your oven to 200°C (400°F), then spread cooked fries across a large ovenproof platter or baking sheet. Spoon hot chili evenly over the fries and blanket everything with shredded cheddar before baking for 5 to 7 minutes until the cheese is completely melted and starting to bubble.
Finish with freshness:
Pull the platter from the oven and immediately scatter spring onions and fresh cilantro over the top. Serve hot with sour cream on the side for cooling contrast.
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| dailyisli.com

These became a tradition at our annual Super Bowl parties, with friends actually timing their arrival for when the cheese came out of the oven. Something about standing around a platter loaded with fries and chili makes people relax into conversation like nothing else.

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Making It Your Own

I have discovered that swapping in pepper jack cheese adds a whole new dimension of flavor, and sometimes I crumble cooked bacon over the top before baking for extra smokiness. The beauty of this dish is how it welcomes your personal touches while still delivering that classic comfort food experience.

Timing Is Everything

The biggest mistake I see is assembling everything too early, which turns crispy fries soggy before they even hit the table. Have your chili ready and kept warm, cook the fries last, and combine them immediately before serving so every bite stays perfectly textured.

Serving Strategy

Set up a toppings bar with extra cheese, jalapeños, hot sauce, and sour cream so everyone can customize their portion. This turns dinner into an interactive experience and lets mild eaters and heat seekers alike get exactly what they crave.

  • Warm your serving platter in the oven first to keep everything hot longer
  • Have plenty of napkins ready because this is definitely finger food
  • Cut the platter into sections before serving if you want smaller portions
A close-up of a platter showcasing hearty Chili Cheese Fries, a delicious blend of textures and flavors. Save
A close-up of a platter showcasing hearty Chili Cheese Fries, a delicious blend of textures and flavors. | dailyisli.com

Hope these chili cheese fries become your go-to comfort food too, bringing warmth and good company to your table.

Recipe FAQs

How do I ensure fries stay crispy under the chili?

Cook fries until golden and crisp, then bake briefly after adding chili and cheese to avoid sogginess while melting the cheese.

Can I make this dish vegetarian?

Yes, substitute ground beef with plant-based mince or extra beans and corn for a satisfying vegetarian version.

What spices enhance the chili’s flavor?

A blend of cumin, chili powder, smoked paprika, and optional cayenne pepper creates a warm, smoky, and slightly spicy profile.

Is it better to bake or fry the fries?

Both methods work well; frying produces extra crispiness, while baking offers an easier, less oily option.

What cheese works best for topping?

Sharp cheddar melts well and offers rich flavor, but Monterey Jack or pepper jack provide tasty alternatives.

How can I add extra heat to this dish?

Incorporate jalapeños into the chili or drizzle with hot sauce before serving for a spicier kick.

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Chili Cheese Fries Loaded

Golden fries smothered in savory chili and melted cheddar, perfect for sharing.

Prep duration
20 minutes
Time to cook
40 minutes
Overall time
60 minutes
Created by Hannah Brooks


Skill level Medium

Cuisine type American

Makes 4 Portions

Nutrition details None specified

What You'll Need

Chili

01 1 tablespoon olive oil
02 1 small onion, finely chopped
03 2 garlic cloves, minced
04 9 oz ground beef
05 1 tablespoon tomato paste
06 1 teaspoon ground cumin
07 1 teaspoon chili powder
08 ½ teaspoon smoked paprika
09 ¼ teaspoon cayenne pepper (optional)
10 14 oz canned chopped tomatoes
11 7 oz canned kidney beans, drained and rinsed
12 Salt and black pepper, to taste

Fries

01 1.3 lbs frozen French fries or homemade
02 Vegetable oil, for frying or baking

Topping

01 1 ½ cups shredded cheddar cheese
02 2 spring onions, thinly sliced
03 1 tablespoon chopped fresh cilantro or parsley (optional)
04 Sour cream, for serving (optional)

How-To Steps

Step 01

Sauté aromatics: Heat olive oil in a medium saucepan over medium heat. Add chopped onion and cook until soft, about 3 to 4 minutes. Stir in minced garlic and cook for 30 seconds.

Step 02

Brown meat: Add ground beef and cook until browned, breaking it up with a spoon, approximately 5 minutes.

Step 03

Add spices and paste: Incorporate tomato paste, ground cumin, chili powder, smoked paprika, and optional cayenne pepper. Cook for 1 minute until fragrant.

Step 04

Simmer chili: Stir in chopped tomatoes and kidney beans. Season with salt and black pepper. Bring to a simmer, reduce heat, and cook uncovered for 20 to 25 minutes, stirring occasionally until thickened.

Step 05

Cook fries: Prepare French fries according to package directions or your preferred method, frying or baking until golden and crisp.

Step 06

Preheat oven: Heat oven to 400°F.

Step 07

Assemble loaded fries: Arrange cooked fries on an ovenproof platter or baking sheet. Spoon hot chili evenly over fries and sprinkle with shredded cheddar cheese.

Step 08

Melt cheese: Bake for 5 to 7 minutes, until cheese is melted and bubbly.

Step 09

Garnish and serve: Remove from oven, garnish with sliced spring onions and fresh cilantro or parsley. Serve immediately with optional sour cream.

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Tools needed

  • Saucepan
  • Baking sheet or ovenproof platter
  • Frying pan or deep fryer
  • Oven
  • Knife and cutting board

Allergy details

Double-check every ingredient for allergens and talk to a healthcare professional if you’re unsure.
  • Contains dairy, gluten (in some fries), and legumes
  • May contain soy in processed fries

Nutrition (each portion)

Nutritional info is only a helpful guide and isn’t a substitute for professional advice.
  • Caloric value: 540
  • Fats: 28 g
  • Carbohydrates: 51 g
  • Proteins: 22 g

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