Seven Layer Tex-Mex Dip

Featured in: Family Table Favorites

This dish features seven distinct layers combining refried beans seasoned with taco spices, creamy guacamole, sour cream, chunky salsa, shredded cheddar and Monterey Jack cheeses, sliced black olives, and crisp lettuce with green onions. Served chilled alongside crispy tortilla chips, it offers a fresh and flavorful Tex-Mex experience ideal for parties and gatherings. Preparation is quick and simple, making it a favorite appetizer choice that balances creaminess, zest, and crunch.

Updated on Tue, 13 Jan 2026 08:58:00 GMT
Creamy seven-layer dip with vibrant layers of toppings, perfect for party appetizers, ready to be scooped. Save
Creamy seven-layer dip with vibrant layers of toppings, perfect for party appetizers, ready to be scooped. | dailyisli.com

The first time I brought this seven-layer dip to a Super Bowl party, my friend Sarah actually asked for the recipe before she even took a second bite. She said it reminded her of the dips her grandmother used to make for family gatherings, but somehow even better. I admit I felt a little proud standing there watching everyone hover around that glass dish, chips in hand, like it was the most important thing in the room. There is something magical about layered food that makes people instinctively gather round.

Last summer my neighbor called me in a panic at 4 PM on Saturday, needing something for a last-minute pool party. I walked her through this recipe over the phone while she searched her pantry for ingredients. When she texted me later, she said it was the first dish to disappear and three people had already asked for the recipe. That is the kind of reliable crowd-pleaser that saves the day.

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Ingredients

  • Refried beans with taco seasoning: The seasoned bean foundation brings that authentic Tex-Mex base that anchors all the fresh layers above it
  • Ripe avocados, lime juice, and salt: Making your own guacamole layer instead of using store-bought gives you control over freshness and seasoning
  • Sour cream: This cool, tangy layer balances the richness of beans and cheese while adding a beautiful white stripe to the rainbow
  • Well-drained chunky salsa: Draining the salsa prevents the dreaded watery dip disaster that makes chips soggy and layers slide
  • Shredded cheddar and Monterey Jack: The dual-cheese combo offers both sharp flavor and superior melting qualities
  • Sliced black olives: These bring a salty brine punch that cuts through all the creaminess
  • Shredded lettuce and green onions: The final fresh layer adds crunch and a pop of color that makes the dish irresistible

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Instructions

Build your bean foundation:
Mix the refried beans with taco seasoning until well combined, then spread them evenly across the bottom of your serving dish using an offset spatula or the back of a spoon for a smooth base layer
Spread the guacamole:
Mash those ripe avocados with lime juice and salt until creamy but still slightly chunky, then fold in the diced onion and tomato before gently spreading over the beans
Add the cooling layers:
Carefully spread the sour cream in an even layer over the guacamole, followed by the drained salsa, taking care not to disturb the layers beneath
Sprinkle on the cheeses:
Distribute the shredded cheddar and Monterey Jack evenly across the top, letting some of the red salsa peek through for that beautiful presentation
Finish with fresh toppings:
Scatter the black olives, shredded lettuce, and chopped green onions over the cheese layer, then refrigerate for at least an hour to let everything settle
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| dailyisli.com

My aunt serves this every Christmas Eve, and it has become such a tradition that my cousins actually start asking about it in November. There is something about gathering around that dish, everyone reaching in simultaneously, that makes conversation flow easier and laughs come louder.

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Making It Your Own

I have discovered that swapping in Greek yogurt for sour cream creates a lighter version that nobody notices, and sometimes I sprinkle pickled jalapeños between the cheese and olive layers for guests who love heat. The beauty of this dip is how forgiving it is while still looking impressive.

Serving Strategy

Always use a clear glass dish so people can admire those gorgeous stripes before they destroy them. I place two bowls of chips on opposite sides of the platter to prevent traffic jams and keep the serving area from getting too crowded.

Make-Ahead Magic

This dip actually improves after a few hours in the refrigerator, making it perfect for parties. The flavors meld together and the layers set up nicely, so you can focus on other preparations knowing your appetizer is ready to shine.

  • Add the lettuce and green onions no more than 2 hours before serving so they stay crisp and vibrant
  • If transporting, cover tightly with plastic wrap touching the surface to prevent the avocado from browning
  • Set out a small spoon for serving alongside the chips, though most guests will dive right in with their chips anyway
Tex-Mex seven-layer dip: a colorful, layered appetizer with fresh salsa and shredded cheese, ready to be enjoyed. Save
Tex-Mex seven-layer dip: a colorful, layered appetizer with fresh salsa and shredded cheese, ready to be enjoyed. | dailyisli.com

Watch how quickly this disappears at your next gathering, and do not be surprised when it becomes the most requested dish for every future party.

Recipe FAQs

How should the layers be assembled to keep them distinct?

Each layer should be gently spread over the previous one without mixing, to maintain clear separation and visual appeal.

Can any ingredients be substituted to adjust flavor?

Yes, Greek yogurt can replace sour cream for a lighter texture, and pickled jalapeños or diced bell peppers can add extra zest.

What is the best way to prevent the dish from becoming watery?

Ensure the salsa is well-drained before layering to avoid excess moisture diluting the flavors.

Is this dish suitable for a gluten-free diet?

When served with certified gluten-free tortilla chips, the dish aligns with gluten-free dietary needs.

How long should the dip chill before serving?

Chilling for at least one hour allows flavors to meld; preparing a few hours ahead enhances taste further.

What tools are recommended for preparation?

A 9x13-inch serving dish, mixing bowls, a spatula, knife, and cutting board simplify assembly and layering.

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Seven Layer Tex-Mex Dip

A vibrant Tex-Mex dish with seven flavorful layers served chilled with crispy tortilla chips.

Prep duration
20 minutes
0
Overall time
20 minutes
Created by Hannah Brooks


Skill level Easy

Cuisine type Tex-Mex

Makes 8 Portions

Nutrition details Meat-Free

What You'll Need

Base

01 1 (15 oz) can refried beans
02 1 tablespoon taco seasoning

Guacamole Layer

01 2 ripe avocados, peeled and pitted
02 1 tablespoon lime juice
03 1/4 teaspoon salt
04 1/4 cup diced red onion
05 1 small tomato, seeded and diced

Sour Cream Layer

01 1 cup sour cream

Salsa Layer

01 1 cup chunky salsa, drained

Cheese Layer

01 1 cup shredded cheddar cheese
02 1/2 cup shredded Monterey Jack cheese

Toppings

01 1/2 cup sliced black olives
02 1 cup shredded iceberg lettuce
03 1/4 cup chopped green onions

For Serving

01 Tortilla chips

How-To Steps

Step 01

Prepare base layer: Combine refried beans with taco seasoning in a medium bowl and spread evenly in the bottom of a 9x13-inch serving dish.

Step 02

Make guacamole layer: Mash avocados with lime juice, salt, diced red onion, and tomato until combined, then spread over the bean layer.

Step 03

Add sour cream layer: Evenly spread sour cream over the guacamole layer.

Step 04

Add salsa layer: Top the sour cream with well-drained chunky salsa without mixing the layers.

Step 05

Add cheese layer: Sprinkle shredded cheddar and Monterey Jack cheeses evenly over the salsa.

Step 06

Add olive layer: Distribute the sliced black olives evenly on top of the cheese layer.

Step 07

Add lettuce and green onion toppings: Sprinkle shredded iceberg lettuce and chopped green onions as the final layers.

Step 08

Chill before serving: Cover and refrigerate for at least 1 hour to allow flavors to meld. Serve chilled with tortilla chips.

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Tools needed

  • 9x13-inch serving dish
  • Mixing bowls
  • Spatula or spoon
  • Knife and cutting board

Allergy details

Double-check every ingredient for allergens and talk to a healthcare professional if you’re unsure.
  • Contains dairy (sour cream, cheese).
  • Check refried beans for lard when vegetarian is required.
  • Use certified gluten-free tortilla chips for gluten-sensitive diets.
  • Verify ingredient labels for other potential allergens.

Nutrition (each portion)

Nutritional info is only a helpful guide and isn’t a substitute for professional advice.
  • Caloric value: 260
  • Fats: 16 g
  • Carbohydrates: 22 g
  • Proteins: 7 g

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